5 Mistakes Families Make When Naming Guardians for Their Kids

Naming a guardian is one of the most important decisions you can make as a parent — but it can also feel overwhelming. What if you choose the “wrong” person? What if your family disagrees? These are valid concerns, but avoiding the decision isn’t the answer.

Here are the five most common mistakes I see families make when choosing guardians — and how you can avoid them:

1. Not Naming Anyone at All
If you pass away without naming a guardian in your will, a court will decide who raises your children. This could lead to family disputes or place your children with someone you wouldn’t have chosen.

2. Choosing Someone Without Talking to Them
Your chosen guardian should be ready and willing to take on the responsibility. Have a candid conversation to be sure they’re comfortable with the role.

3. Focusing Only on Finances
Financial security is important, but it’s not the only factor. Parenting style, values, and the emotional bond with your kids matter just as much — if not more.

4. Forgetting to Name a Backup
Life changes. If your first choice can’t serve when the time comes, you need a backup plan. Always name at least one alternate guardian.

5. Not Updating Your Choice Over Time
The person who seems perfect when your child is a baby may not be the right choice ten years later. Review your guardian choices every few years or after big life changes.

Taking the time to make these decisions now gives you peace of mind and protects your kids’ future.

Ready to get started? Click here to schedule your estate planning consultation.